No Fault Reform – PIP Options
Welcome to Part 2 of The Brouwers Agency No Fault series! We know you are excited! Today we’ll take a shallow dive into the changes and options available to you as a result of the new insurance law in Michigan.…
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Locations: 1925 Breton Rd SE STE 110, Grand Rapids, MI 49506
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Phone: (616) 891-0123
Michigan No Fault Reform – An Introduction
As you may have heard in the news or in discussion with friends and colleagues there are some changes coming this summer that will affect your coverage, namely your right to choose medical coverage limits. Today we’ll briefly cover the…
Car Insurance Rates In West Michigan
Time and time again, we as residents of Grand Rapids, Michigan and the surrounding communities hear that our car insurance is the most expensive in the country! And, for good reason that makes a lot of people furious. Allow me…
How big of an umbrella do I need?
It’s a question we get a lot: how much liability coverage do I need? Unfortunately, it’s a tough thing to pin down. There’s no algebraic formula, no one size fits all solution. But we can provide some basic guidance. Please…
5 Rules Every Landlord Should Live By
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…
Will my credit rating change my insurance rates?
I was recently asked this question by one of our The Brouwers Agency clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of…
Why Do My Auto Insurance Rates Keep Going Up Even Though My Car Keeps Getting Older?
Why do my auto insurance rates keep going up even though my car is getting older? At The Brouwers Agency, many of our clients ask this question so I would like to address it from a couple of angles. First…
The Three Most Common Homeowners Endorsements
The standard homeowners insurance policy has several optional coverages that many people are unaware of. Below is a list of several of the more common optional coverages, called endorsements. This list is by no means all-inclusive and you should both…
Michigan Auto Insurance – Types of Collision
When it comes to buying auto insurance a lot of people simply know they want “PLPD” or “Full Coverage.” Full coverage generally refers to a Michigan car insurance policy that has both liability coverage and coverage for physical damage to…
Independent Contractor or Employee?
By George Henry, JD, CPCU, CIC CLU, ChFC Reprinted from Michigan AGENT Magazine with the permission of the Michigan Association of Insurance Agents. It doesn’t take an agent very long in our business to encounter the Workers Comp client who…