A personal umbrella policy is probably the most underutilized and yet most important insurance policies someone can purchase. In today’s litigious society the common limits on a home or auto policy are often times inadequate. The best way to remedy…

Every few weeks or so we get this question: What is this MCCA fee that I see on my Michigan No-Fault Auto Insurance Policy? MCCA stands for Michigan Catastrophic Claims Association. This association reimburses insurance companies for auto accident related…

Your home insurance policy includes coverage for your personal property. Big deal, you knew that. You probably even knew that you wanted to have “replacement cost coverage,” whatever that is. But what a lot of people don’t understand is that…