The Brouwers Agency - Auto, Home, Life, Health, and Business Insurance Quotes

Is your house for sale?  Are you still living in it?  Maybe not, maybe you’ve moved out of your house and into your new dream home.  Now your old house is just sitting there, empty.  Sure, you’ve locked it up, kept the heat on, and shut off the water.  You’ve asked the neighbors to keep an eye on the house while you’re not there.  But have you notified your insurance agent?  The standard homeowners insurance policy is not designed for vacant houses.  There are many exclusions in your home insurance policy that drastically limit your coverage if your home becomes vacant.

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Your home insurance policy includes coverage for your personal property. Big deal, you knew that. You probably even knew that you wanted to have “replacement cost coverage,” whatever that is. But what a lot of people don’t understand is that they have options as to what their personal property is covered against.

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